Ohio Bankruptcy Overview
Columbus Bankruptcy Lawyer Serving Whitehall, Reynoldsburg, Gahanna
Financial challenges cause an immense amount of stress. It is natural to feel overwhelmed, and to be hesitant to consider bankruptcy as an alternative. Filing for bankruptcy is not the end of your financial life, it is one of the oldest protections provided by law designed to give people a fresh start. At the Law Offices of Robert L. Caplan, I work with individuals and families who are experiencing significant financial challenges due to:
- Home foreclosure
- Medical bills
- The loss of your job
- Credit card debt
- The death of a spouse
- Wage or income garnishment
I invite you to contact an experienced Columbus bankruptcy attorney, or call (614) 252-2026 to schedule an appointment for a free initial consultation. I will work with you to understand your unique situation, and make recommendations to help begin to resolve your problems.
Chapter 7 And Chapter 13 Bankruptcy Options
There are two basic types of personal bankruptcy: Chapter 7 bankruptcy and Chapter 13 bankruptcy. A Chapter 7 bankruptcy is designed to discharge all existing allowable debts and provide a fresh start. In Chapter 13 bankruptcies, (also known as restructuring or reorganization) we can develop a plan to protect many of your assets including your home or car. We will develop a plan to repay a portion of the debt you owe over 3 to 5 years, in a payment plan which can easily work for your budget. The rest of the allowable debt will be discharged with the completion of the plan. I will work with you throughout the process including representing you at a bankruptcy hearing called the meeting of creditors.
Contact Robert Caplan, An Experienced Columbus Bankruptcy Lawyer
I can help you to keep your home or car, and to put a stop to the harassing phone calls and letters from creditors and collectors. Contact me today, or call (614) 252-2026 to schedule a free consultation, and let’s begin to work together to bring an end to the pressure, and hope for your future.
I am a debt relief attorney. I help people and families file for bankruptcy relief under the United States Bankruptcy Code.